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iCredit Calculator


4.8 ( 608 ratings )
效率 财务
开发 M. Certain
0.99 USD

The iCredit Calculator is a simple Credit Card debt and Loan repayment calculator with three convenient calculation modes. The calculated repayment results can then be generated into a PDF document that you can then save or e-mail as an attachment from your iOS device.

In these tough economic times, many people have been analyzing their current financial situation to figure out the best way to pay off their debts and begin saving once again. The iCredit Calculator is the perfect way to help you estimate how long it will take you to pay off your current credit card or personal loan debts.

The iCredit Calculator provides you three ways to estimate your future credit card or loan payments. Each of these three modes work as described here:

Months:
With the months option, the iCredit Calculator will estimate the number of months it would take to payoff your credit card or personal loan. It will also estimate how much you should pay each month to meet your payoff goal. Finally, it will also display the estimated amount of interest you will pay during this period. You can also view an example payment schedule that will estimate how much you will pay in principal and interest each month until the balance on your credit card or loan is zero.

Fixed:
With the fixed option, the iCredit Calculator will estimate the number of months it will take to payoff your credit card or personal loan along with the estimated amount of interest you will pay during this period. You can also view an example payment schedule that will estimate how much you will pay in principal and interest each month until the balance on your credit card or loan is zero.

Minimum:
The minimum option allows you provide the APR on your credit card or personal loan, the amount of the personal loan or the debt on your card, the absolute lowest minimum payment your credit card or loan company will accept (or that you want to pay), and the minimum percentage of the principal balance you would like to pay until you reach the absolute lowest minimum payment value. With this information, the iCredit Calculator will estimate the number of months it take to payoff your credit card or personal loan along with the estimated amount of interest you will pay during this period.

You can also view an example payment schedule that will estimate how much your minimum payment will be each month (based on percentage of principal or absolute minimum provided), and how much you will pay in principal and interest each month until the balance on your credit card or loan is zero.

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